100% Risk Elimination
Eradicates the dangerous 2% control gap. capient FLOW systematically validates every individual transaction at granular line-item level before capital ever flows out.
82% Efficiency Gain
Shrinks total processing time from 17 down to 3 minutes. Unlocks over 23,000 hours annually across 100,000 transactions for high-value financial analysis.
Sovereign IT Governance
Bank-native EBICS gatekeeper backed by proprietary European AI. ISO-certified security directly at the vendor level—with zero data leakage to third countries
While conventional software tools stop at simple document ingestion and reading, capient FLOW begins by actively safeguarding your corporate capital. As an unalterable, final instance between your ERP landscape and the banking interface, this digital gatekeeper systematically validates every single transaction—before a single Euro leaves your business.
Why "98% Accuracy" is the Single Largest Risk to Your Balance Sheet
In the upper mid-market, operational processing speed is frequently mistaken for financial security. A system operating at 98% accuracy leaves a critical 2% security blind spot. For a typical corporate volume of 100,000 invoices per annum, this equates to 2,000 unverified transactions.
This seemingly small gap masks severe institutional and financial risks:
The Control Gap
Standard ERP interfaces generally only verify basic invoice headers. They are blind to clever anomalies hidden at line-item level or short-term, fraudulent IBAN / Sort-Code modifications on the document itself.
The Infiltration Risk
Without an independent, pre-routed validation layer, an integrated financial architecture channels these risks unfiltered and undetected straight into the final payment run.h.
Case Reference - Unassailable Proof
Do erroneously paid invoices still occur, which then have to be laboriously recovered or offset after the fact?”
“No, that simply no longer happens.”
– Feedback from the finance department of a mid-market corporate group (8 subsidiaries) after nearly one year of utilizing capient FLOW.
Maximum Security Through a Closed Control Instance—Fully Independent
Probabilistic Line-Item Validation (Item-Level Extraction)
Independent AI Matching
Unlike invasive legacy tools, our technology extracts every single position (line item) of an invoice directly from the document—completely risk-free and without hazardous interference with your live ERP databases.
Master Data Guardian
Automatic identification and immediate alerting regarding short-term or unauthorised changes to banking details directly at the source.
Intelligent Duplicate Protection
Instant detection of "creative" duplicate invoices driven by AI cross-referencing against historic invoice data across all multi-entity accounts.
The EBICS Gatekeeper—Direct, Secure Banking Integration
Direct Encryption of the Last Mile
capient FLOW utilizes the secure EBICS standard to establish an encrypted data tunnel straight to your banking institutions (successfully established with institutions including Commerzbank, UBS Europe, and Nordea). Loose, manually manipulable XML or CSV file exports are completely eliminated.
Rigid Control Filter
Only 100% validated, error-free, and contract-compliant payment data passes through the system. The gatekeeper blocks unauthorised alterations instantly.
Total Capital Sovereignty
The final execution authority and payment release power always remain 100% in your hands. The system acts as your digital watchman, never as an autonomous actor.
Immutable Audit Trail & Uncompromised Compliance
Tamper-Proof Ledger
Every sign-off, manual adjustment, and systematic validation decision is permanently recorded in an unalterable audit log—ensuring 100% forensic traceability.
Stress-Free Corporate Audits
We guarantee full compliance with strict fiscal and legal guidelines, transforming year-end closing into an entirely audit-safe, standardised routine.
End-to-End Performance that Directly Safeguards and Leverages Your EBITDA
Radical Cycle-Time Reduction
We lower the documented total processing time—spanning from digital invoice ingestion and deep line-item validation to agile approval routing and final EBICS bank submission—from an average of 17 down to 3 minutes per document.
Capacity Reclaimed
At a volume of 100,000 invoices p.a., capient FLOW eliminates over 23,000 hours of administrative burden annually. This enables the strategic reallocation of valuable human resources (equivalent to multiple FTEs) toward high-value financial analysis.
Working Capital Optimisation
Systematic, precise maturity management paired with continuous cash-discount safeguarding prevents EBITDA losses that frequently occur unnoticed within slow, fragmented approval pipelines
Compliance & Enterprise Security to the Highest Sovereign Standards
For a CFO, data security is the fundamental baseline for personal executive liability mitigation.
The capient "Double-Lock" framework goes far beyond standard industry promises.
ISO 27001 & ISO 27701 Certified Vendor
As a software manufacturer, digital//m GmbH is comprehensively certified under ISO 27001 (Information Security) and ISO 27701 (Data Privacy Management). Our processes are fully audited—from core engineering to enterprise support.
Strict European Server Architecture
Hosting, operations, and data storage occur exclusively within high-security, ISO-certified German data centres under stringent regulatory laws.
SOC 2 Ready
Our IT infrastructure aligns with the primary control objectives for the SOC 2 Type II report—your guarantee for international enterprise-grade security within corporate environments.
