Bank-Grade Financial Data Security

Data protection and compliance are non-negotiable for financial leadership. capient FLOW safeguards your payments, your data, and your reputation through certified high-security standards and seamless legal compliance.


 
The "Double-Lock" Principle: Vendor-Level Security

Mere cloud hosting in a secure data centre is no longer enough today. As an established software manufacturer, we guarantee tested security across the entire data lifecycle.

Certified Information Security (ISO/IEC 27001)

This certification is the foundation of our information security. It guarantees systematic risk management, ensuring the confidentiality, availability, and integrity of your accounts payable data, fully audited by independent bodies.

Targeted Liability Protection (ISO/IEC 27701)

As an extension of ISO 27001, this Privacy Information Management System (PIMS) standard specifically addresses the protection of personal data, providing objective proof of compliance with stringent GDPR accountability requirements.

SOC 2 Ready Architecture

Our internal control frameworks (ICF) and operational processes satisfy the rigorous international auditing criteria for internal control systems, ensuring high availability across global corporate structures.

Commercial Substance & Security Process

We are not a volatile start-up, but offer decades of engineering experience and financial stability as a reliable enterprise partner under digital//m GmbH (market seniority since 1998).

Digital Sovereignty & Sovereign European Infrastructure

We rigorously protect your sensitive corporate financial and pricing data from leaking into third countries or external cloud providers.

Sovereign European AI

Data processing and high-precision line-item extraction are executed exclusively on dedicated secure servers inside high-security German data centres.

No Third-Country Data Leakage

We process personal and financial data strictly in accordance with European and UK GDPR regulations. Your data is never shared or used to train external US public models.

Bank-Grade Encryption

All data streams in transit and data at rest are encrypted according to strict bank-grade standards (TLS 1.2+ / AES-256) to ensure absolute confidentiality.

Regulatory Assurance & High-Volume Compliance

At a scale of 100,000 invoices per annum, manual audit workflows trigger bottlenecks—we automate them with near-zero error rates.

Eliminate the anxiety of your next tax audit. Every modification, approval, and document is permanently logged in a timestamped, immutable system log.

Instead of risky retroactive random sampling lotteries, capient FLOW audits and validates 100% of your transactions automatically in real time.

Peppol, ZUGFeRD, and Factur-X Ready: Seamless and secure exchange of structured electronic invoicing formats across the UK, Nordics, and Europe.

Banking Security: The EBICS Gatekeeper

We eliminate the primary security vulnerability on the "last mile" between your ERP system and corporate banks.

We completely eliminate loose, manipulable payment files (CSV/XML) on local machines. Data transfer occurs exclusively through an encrypted EBICS tunnel.

The system automatically freezes transactions at the slightest discrepancy between invoice line items, master data, or active authorization schemes.

Granular Role-Based Access Control (RBAC), Two-Factor Authentication (2FA), and mandatory dual-control signing parameters secure every payment route.

Direct Enterprise Comparison

Maximum transparency in direct comparison—why capient FLOW exceeds standard market benchmarks.

Compliance Checklist for Your IT & Security Team

We streamline compliance approval for enterprise IT architects and security leads:


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 Hosting Infrastructure:


Exclusively certified European Tier-III / Tier-IV high-security data centres.

 
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 ✓
 
 Bank-Grade Encryption:


Seamless end-to-end encryption protocols (TLS 1.2+ In Transit / AES-256 At Rest).

 
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 ✓
 
 Authentication & Access:


Granular Role-Based Access Control (RBAC), SSO (Single Sign-On), and mandatory 2FA.

 
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 ✓
 
 Penetration Testing:


Regular, independent security audits and penetration tests conducted by external experts.

 

Security & Compliance Frequently Asked Questions

 

 Where is our financial data stored, and how does the platform ensure GDPR compliance?

 


 
 Data sovereignty is our highest priority. All financial, supplier, and transactional datasets processed by capient FLOW are hosted exclusively within highly secure, certified data centres in Germany. The entire architecture operates in strict compliance with the European General Data Protection Regulation (GDPR), utilizing state-of-the-art encryption standards both in transit and at rest to ensure zero risk of cross-border data exposure.



 What security certifications back the capient FLOW infrastructure?

 


 
 The software manufacturer behind the platform, digital//m GmbH, is fully certified under the globally recognized standards ISO/IEC 27001 (Information Security Management) and ISO/IEC 27701 (Privacy Information Management). These independent enterprise audits guarantee that our entire software development lifecycle, data processing pipelines, and operational protocols meet the most rigorous corporate security benchmarks.



 How do you guarantee that sensitive corporate financial data is not used to train external AI models?

 


 
 Unlike standard commercial software tools that route transactional data through external, third-party AI interfaces or US-based cloud APIs, capient FLOW operates a completely closed-loop, proprietary AI infrastructure. Your confidential line-item extractions, contract details, and purchasing behaviors are processed strictly within our protected European server ecosystem. Your data is never shared with external entities and is never utilized to train public language models.



 How does the platform support our Internal Control Framework (ICF) and external financial audits?

 


 
 capient FLOW acts as an automated digital gatekeeper for your Internal Control Framework (ICF). Every single processing milestone, AI-driven validation check, and managerial sign-off is logged in an unalterable, timestamped system log. This creates an immutable audit trail that provides absolute forensic traceability for international corporate governance, drastically reducing the manual preparation burden for annual fiscal and external commercial audits.


